Holiday Savings Account

Our Holiday Savings Account1makes it easy to set aside funds just for the holiday season — and earn interest on your money. Saving for the holidays is easy with automatic transfers from another Coastal Bank and Trust account.


Balance Requirements

No minimum deposit to open

No minimum balance required to earn interest1

No monthly maintenance fee

Key Account Features

Unlimited deposits

One debit free transaction annually2,3

Automatic transfers may be set up from other Coastal Bank and Trust accounts

Quarterly statements

Deposits insured by the FDIC to $250,000 4

More Features

OnLine Banking and paperless statements

Account access through Mobile Banking5 and Touchtone banking

Important account information for Holiday Savings All accounts are subject to approval. 1 A single rate applies to the entire balance. Interest compounded daily, credited annually and paid on the collected balance. 2 Account Transaction Limitations for Savings and Money Market Accounts — Savings and Money Market Accounts may have no more than six (6) debit transactions per month or monthly statement cycle. A debit transaction is a check, debit/check card transaction, transfer, or pre-authorized transfer, including those made by phone or modem. Unlimited transactions are permitted if made by the customer in person, by mail, through an ATM or by phone if the check is mailed to the customer. If an account continually exceeds the allowed debit transactions, we may convert it to a checking account. 3 The service-chargeable debit fee of $5 is assessed per occurrence on Holiday Savings Accounts after one debit transaction is paid annually. 4 The standard insurance amount is $250,000 per depositor. Visit for more information. 5 Requires mobile service provider’s data plan, for which charges may apply. See our website for complete details.